You were hurt. We’ll come to you.
Michigan auto insurance covers in-home care after an accident. Most people never find out. We make sure you do — and we handle every step.
Or call us: (313) 982-3795 — answered 24/7. Free, no obligation.
Care Plan Inc. provides Michigan no-fault attendant care across the metro Detroit tri-county area: Wayne County (Detroit, Dearborn, Dearborn Heights, Livonia, Westland, Canton, Plymouth, Northville, Belleville), Oakland County (Southfield, Royal Oak, Troy, Birmingham, Bloomfield Hills, Farmington Hills, Novi, Pontiac), and Macomb County (Sterling Heights, Warren, Roseville, St. Clair Shores, Clinton Township, Macomb Township, Mount Clemens). Outside these counties? Call us — we may still be able to help or refer you to a trusted partner agency.
First 48 Hours — Your Action Checklist
Within the first 24 hours
- Get medical attention. Document EVERY symptom — even minor ones.
- Open a PIP claim with your auto insurance company.
- Save everything: ER discharge papers, prescription labels, bills, the police report number.
- Take photos of the accident scene and any injuries.
Within the first 48 hours
- Get a written note from your doctor saying you need help at home (the “script”).
- Notify your insurance adjuster IN WRITING that you intend to claim attendant care.
- Call us at (313) 982-3795 for a free in-home assessment.
- Decide if a family member will provide some of the care (see Family vs Agency comparison below).
Don’t
- Sign anything from the insurance company without reading carefully.
- Accept the agency the adjuster “recommends” — you have the right to choose.
- Say “I’m fine” at the doctor if you’re not.
- Wait. The 1-year statute of limitations starts ticking.
If you only do one thing: call us at (313) 982-3795. We’ll spend 15 minutes on the phone, walk you through your situation, and tell you exactly what to do next. Free. No obligation. 24/7.
It’s free care, at home, paid by your auto insurance.
Michigan law requires every auto insurance policy to include something called PIP — Personal Injury Protection. PIP pays for medical care after an auto accident, including someone coming to your home to help you.
That help is called attendant care. It can include:
- Bathing, dressing, and grooming
- Help getting in and out of bed, in and out of a chair
- Meal preparation and feeding
- Medication reminders
- Light housekeeping and laundry
- Transportation to medical appointments
- Companionship and supervision
You don’t pay for any of it. The insurance company pays us directly. There’s no copay, no deductible for attendant care, no surprise bill.
This is something you’ve already paid for, every month, with your auto insurance premium. Don’t leave it on the table.
Most people are eligible and don’t know it.
You may qualify for in-home attendant care if:
- You were in an auto accident in Michigan
- You have Michigan auto insurance (yours, a family member’s, or even the at-fault driver’s)
- Your injuries make daily activities difficult — bathing, walking, cooking, etc.
- You have any level of PIP coverage (most policies have at least $250,000)
Not sure? Call us. We’ll check for free, even if you don’t end up using us.
Get care started — takes 60 seconds.
Five quick questions. Mona from our intake team will call you within 2 hours.
Get Care Now Form — HubSpot Form A will embed here. (Form collects: your name, your phone, ZIP code, when did the accident happen, is a family member currently being paid to provide care, briefly what happened.) For immediate help while form is in development, call (313) 982-3795 — we’re available 24/7.
After you submit: “Got it, [Name]. Mona from our intake team will call you within 2 hours. If it’s urgent, call us right now: (313) 982-3795.”
Free: The Complete Guide to Michigan No-Fault Attendant Care Benefits
A 14-page plain-English guide. What PIP covers, who’s eligible, how much care you can get, can a family member be paid, and what to do next.
Email field + “Send Me the Guide →” button — HubSpot Form C will embed here. For an immediate copy of the Guide while the form is in development, email info@nofaultcare.com.
Real stories from real Michigan families.
A 4.9★ rating on Google. Here’s what our families tell us.
How no-fault attendant care works.
Free intake call.
We confirm your PIP coverage and answer your questions. (Same day or next morning.)
In-home assessment.
A nurse from our team meets you at your home, assesses your needs, and writes the care plan. (Within 24 hours.)
Insurance coordination.
We submit the care plan and authorization request to your insurer. We handle every back-and-forth so you don’t have to.
Care begins.
A matched caregiver arrives, ready to support your recovery. We bill your insurance directly. You pay nothing.
Common concerns, plainly answered.
No. Using your PIP benefits doesn’t raise your premium any more than using your health insurance does.
You may still qualify. PIP claims have time limits but many people miss out by not asking. Call us to check.
You don’t need one to start care. We handle the insurance directly. If you do need legal help, we can refer you to attorneys we trust.
Yes, in many cases. Up to 56 hours per week of family-provided care can be paid through PIP. We’ll structure it for you.